Ismail Chaib
Fractional CPTO / CTO
Based in France · 16+ years experience
Summary
Product and technology leader, 16+ years building and scaling fintech and tech companies across Europe, the Middle East and Africa.
About
Product and technology leader, 16+ years building and scaling fintech and tech companies across Europe, the Middle East and Africa. Former CPTO of a YC-backed unicorn, leading product, engineering, data and AI through hypergrowth. Co-founder of TESOBE (Open Bank Project), an open-banking platform used by more than 40 banks including HSBC, BNP Paribas and Santander. CTO in Residence at Enza Capital (technical due diligence, AI and fintech investments). Today I work as a fractional CPTO/CTO with fintechs, marketplaces and AI-native companies on CTO transitions, platform resets, technical hiring and investor readiness. French, English and Arabic. Based in Paris. Available from end of November 2026.
Skills
M&A / Due Diligence, Platform Modernisation, Engineering Leadership, Data & AI
Regions covered
Industry experience
Fintech
At a glance
Ismail brings hands-on experience across M&A / Due Diligence, Platform Modernisation, Engineering Leadership, Data & AI. Available for engagements across France. Industry experience includes Fintech.
How fractional CTO engagements with Ismail work
Ismail works on a fractional basis — typically one to three days a week for an agreed engagement length — so you get senior technical leadership without the cost or commitment of a full-time hire. Engagements commonly include technical due diligence, board reporting, engineering team leadership, technology strategy, architecture reviews, hiring support, and stepping in as interim CTO during a transition.